Founded in 1989, Pacific Business Capital Corporation has been providing fast and efficient factoring of receivables and other asset-based funding for clients across the United States, having assisted hundreds of businesses nationwide with this form of financing. A direct lender, PBCC provides many types of commercial finance programs including Accounts Receivable Financing and Factoring, Invoice Financing, Trade Finance, Purchase Order Financing, Asset-Based Lending, Post Bankruptcy Factoring and many others.
Whether you are starting a new venture or your balance sheet is inadequate, we help solve your cash flow problems when a bank might deny you that. We base our decisions on the strength of your customers rather than on the financial strength of your business. At Pacific Business Capital Corporation, we work with you directly in creating a credit facility from $50,000 to $2,000,000, irrespective of your credit history and/or lack of operating history.
We provide invoice financing, where we make the payment for the invoices you factor within 24 hours of billing; instead of waiting for payment from your customers, which could otherwise be as long as 90 days or even more. An improved cash flow helps you expand your business, deliver your products and/or services on time and purchase equipment, besides many other things. Factoring your accounts receivable can be a very viable alternative to long-term financing with a bank, expensive short term bridge loans or other types of borrowing that will create debt on your balance sheet and/or reduce the percentage of ownership you hold in the company.
We are here to help you grow your business and are just a phone call away!